| Attributes | Bank Of Bhutan | Bhutan National Bank | Druk PNB Bank | T-Bank |
|---|---|---|---|---|
| Service Charge | No inward remittance charges | No inward remittance charges No annual maintenance charges |
No annual maintenance charges Minimum Balance USD 1000 required |
No inward remittance charges |
| Channels Used | 1. SWIFT 2. Xpress Money 3. IME |
1. SWIFT 2. MoneyGram |
1. SWIFT | 1. SWIFT 2. Prabhu Money Transfer |
| Time taken for fund transfer | T+3 days | T+1 days for SWIFT 10 minutes for MoneyGram |
T+2 days | T+1 days for SWIFT 10 Minutes for Prabhu Money Transfer |
| Mobile Banking | Available | Available | Not Available | Available |
| Internet Banking | Available | Available | Available | Available |
| International Debit Card | Available | Not Available | Only for NRBNC | Not Available |
| Interest rate (NRBFC) | Saving accounts: Asia : 0.60% America : 0.62% Middle East : 0.57% Europe : 0.53% Africa : 0.45% Oceania : 1.96% |
Saving accounts: AUD 2.00% p.a Yen 0.75% p.a SGD 0.75% p.a USD 1.00% p.a CAD 0.75% p.a Euro 0.75% p.a GBP 0.75% p.a CHF 0.75% p.a HKD 0.75% p.a |
0.20% p.a. (payable on monthly basis only if monthly average balance of 1000/- is maintained in USD/GBP/ EURO etc. in the A/c) | Saving accounts: 0.50%p.a Fixed deposit account: 0.50%p.a |
| Interest rate (NRBNC) | Saving accounts: 5%p.a Fixed deposit account: 3 months < 1 year 5.75%p.a 1 year < 2 years 7.00%p.a 2 years < 3 years 7.5%p.a 3 years < 4 years 7.75%p.a 4 years < 5 years 8.00%p.a 5 years < 6 years 8.25%p.a 6 years < 7 years 8.5%p.a 7 years and above 8.75%p.a |
Saving accounts: 5%p.a Fixed deposit account: 3 months < 6 months 5.50%p.a 6 months < 1 year 5.75%p.a 1 year < 2 years 6.75%p.a 2 years < 3 years 7.25%p.a 3 year < 4 years 7.50%p.a 4 years < 5 years 7.75%p.a 5 years < 6 years 8.00%p.a 6 years < 7 years 8.25%p.a 7 years < 8 years 8.50%p.a 8 years < 9 years 8.65%p.a 9 years < 10 years 8.75%p.a 10 years and above 9.00%p.a BNB also offers Fixed Deposit+ |
5.00% p.a. payable on monthly basis | Saving accounts: 5.75%p.a Fixed deposit account: 91 days < 120 days 5.00% 120 days < 180 days 5.00% 180 days < 270 days 5.50% 270 days < 1 year 5.75% 1 year < 2 years 6.75% 2 years < 3 years 7.25% 3 years < 4 years 8.00% 4 years < 5 years 8.00% 5 Years < 7 years 8.25% 7 years < 10 years 8.50% 10 years and above 9.00% |