Bhutanese Living Abroad (BLA) Investment Products

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RemitBhutan is a platform to facilitate non-resident Bhutanese for non-face-to-face foreign currency account opening with an authorized bank in Bhutan.

Transfer Options

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Products and Features

All you need.

A Bhutanese Living Abroad (BLA) can avail three types of accounts:
i. Foreign Currency Account
ii. Ngultrum Account
iii. Investment Account

1. Bhutan National Bank

Offer BLAs loans against their fixed deposits at a slightly higher interest rate than the fixed deposit account interest rate.
- Avail loan against your Ngultrum fixed deposits, to overcome immediate financial needs
- Max loan amount: Upto 90% of the FD

50 basis points above the fixed deposit rate
Extend Home loans to BLAs at a lower interest rate than prevailing rates levied by the Financial Service Providers.
- For NRBs intending to construct/purchase/repair house/apartment for one unit personal dwelling in Bhutan
- Max loan amount: Nu. 10 million
- Max tenure: 30 years
- Repayment from inward remittance
50 basis points lower than regular home loans
Current interest rates: Fixed: 10.5% p.a | Floating: 8.5% p.a
For further information, please contact blacredit@bnb.bt

Visit BNB

2. TBank

Offer BLAs loans against their fixed deposits at 1% interest higher than the fixed deposit account interest rate.
Continue granting loans for Visa processing, Education, and housing to BLAs.

Visit TBank

1. Bank of Bhutan

Currency	Name & Address of Correspondent Banks
US Dollar	Standard Chartered Bank, New York SWIFT: SCBLUS33 CHIPS ABA 0256 A/C No. 3582036853001
EURO	Standard Chartered Bank, Frankfurt SWIFT: SCBLDEFX A/C No. 01-8074 503
GBP	Standard Chartered Bank, London SWIFT: SCBLGB2L A/C No. 0001-804204-01

Visit BOB

2. Bhutan National Bank

Currency	Correspondent Bank	SWIFT/BIC
AUD	Standard Chartered Bank Singapore	SCBLSG22XXX
EUR	Standard Chartered Bank, Frankfurt	SCBL DE FX
GBP	Standard Chartered Bank, London	SCBL GB 2L
USD	Standard Chartered Bank, New York	SCBL US 33